Champions With Heart.

Steps to Follow Immediately After a Car Accident – Keep Them in Your Wallet

Car accidents are unexpected and jarring, often leaving the people involved in a state of shock. It can be difficult to keep a level head and know what to do, especially if there have been injuries. Even those of us who work with accident victims regularly have found ourselves shaken, overwhelmed, and forgetful when we have been victims ourselves.

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Concussion: Not a “Minor” Injury!

Concussions (aka: mild Traumatic Brain injuries) are in the news a lot in sports-related injuries- especially hockey and football as high-profile athletes suffer repeated head injuries that can shorten their careers and permanently impact their lives. As a result, more attention and money has been devoted recently to understanding the diagnosis and treatment and long-term effects of concussions.

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Lat Applies Heath Test- Orders Non-earner Benefits (Neb) For Chronic Pain

When you apply for accident benefits coverage after a car accident, you are required to elect one of: Income Replacement Benefits (IRB), Caregiver Benefits, or Non-Earner Benefits (NEB).  Of the three, NEBs have the most challenging criteria to meet. NEBs only kick in after six months AND have the highest threshold: the claimant must sustain an impairment as a result of an accident and suffer a complete inability to carry on a normal life as a result of and within 104 weeks after the accident and does not qualify for an income replacement benefit.

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